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Consultations
About
![shutterstock_482355415.jpg](https://static.wixstatic.com/media/6b0b63_d2ddbdc4cd5c43c9844b2ef5077118c7~mv2.jpg/v1/fill/w_490,h_327,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/6b0b63_d2ddbdc4cd5c43c9844b2ef5077118c7~mv2.jpg)
Morgan Kelley, MSW
Consultant | Advocate | Educator
At an early age I recognized the complexities of health insurance. While in high school, my parents taught me to clarify between my primary and secondary insurance when going to doctor’s visits. I didn’t quite understand why at the time, but I knew it was important I gave this information. I noticed sometimes I had to pay a copay up front, and other times we would get a bill in the mail weeks after a visit. When I moved to Chicago at age eighteen, I started submitting my own out-of-network insurance claims.
![Professional headshot of young, light skinned, female with blond hair and light eyes smiling. She is wearing a gray t-shirt and dark navy blue suit jacket.](https://static.wixstatic.com/media/6b0b63_d35f99776bbb45909bee4d41245822d0~mv2.jpg/v1/crop/x_0,y_0,w_3840,h_3840/fill/w_410,h_410,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/Kelley-23.jpg)
![Stock image of five young friends smiling and engaging with each other](https://static.wixstatic.com/media/6b0b63_1fe3fcf3b60649c4a4e7d773c367df41~mv2.jpg/v1/crop/x_864,y_0,w_3456,h_3456/fill/w_416,h_416,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/shutterstock_172218023.jpg)
![shutterstock_482355415.jpg](https://static.wixstatic.com/media/6b0b63_d2ddbdc4cd5c43c9844b2ef5077118c7~mv2.jpg/v1/fill/w_490,h_327,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/6b0b63_d2ddbdc4cd5c43c9844b2ef5077118c7~mv2.jpg)
What We Do.
Advise on health insurance plans
Submit Out-of-Network claims
Provide questions for doctor appointments
Review medical bills
Assist with prior-authorizations
![shutterstock_641076928.jpg](https://static.wixstatic.com/media/6b0b63_59f8ba6d1b2e402abda5dc9829cf36a1~mv2.jpg/v1/fill/w_412,h_412,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/6b0b63_59f8ba6d1b2e402abda5dc9829cf36a1~mv2.jpg)
Services
How We Can Support You
![shutterstock_1569483619.jpg](https://static.wixstatic.com/media/6b0b63_36bae002a2f5457b974077e06ac2c7dc~mv2.jpg/v1/fill/w_451,h_301,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/6b0b63_36bae002a2f5457b974077e06ac2c7dc~mv2.jpg)
Health Insurance
& Finances
![shutterstock_1070766050.jpg](https://static.wixstatic.com/media/6b0b63_cb98d4b7d7584bfd9351f65205c90b41~mv2.jpg/v1/fill/w_451,h_301,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/6b0b63_cb98d4b7d7584bfd9351f65205c90b41~mv2.jpg)
Care Coordination
![noun-plan-5237541-063838.png](https://static.wixstatic.com/media/6b0b63_8c032a3211414b539fa38ed76df1599c~mv2.png/v1/fill/w_32,h_32,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-plan-5237541-063838.png)
Selecting a plan that works for you!
![noun-medical-bill-3349868-063838.png](https://static.wixstatic.com/media/6b0b63_700cf7c20bfe46d9b50578fa5ca19233~mv2.png/v1/fill/w_32,h_32,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-medical-bill-3349868-063838.png)
Verification of Benefits and Policy Questions
![noun-benefits-circle-1676798-063838.png](https://static.wixstatic.com/media/6b0b63_c9fcfbd4637740e7b58ed7567da43cc4~mv2.png/v1/fill/w_32,h_32,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-benefits-circle-1676798-063838.png)
EOB Review and Medical Bill Management
![noun-appeal-3857051-063838.png](https://static.wixstatic.com/media/6b0b63_17ee187155ba45ac95a95cfcdca11495~mv2.png/v1/fill/w_32,h_32,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-appeal-3857051-063838.png)
Troubleshoot Claims
![noun-insurance-1339746-063838.png](https://static.wixstatic.com/media/6b0b63_bd54de35ba4543649fae1b15345c0ddd~mv2.png/v1/crop/x_0,y_73,w_1200,h_1004/fill/w_51,h_43,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-insurance-1339746-063838.png)
Research and Appointment Preparation
![noun-medical-bill-579720-063838.png](https://static.wixstatic.com/media/6b0b63_007297f06ee64a4685216d231896149e~mv2.png/v1/fill/w_32,h_32,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-medical-bill-579720-063838.png)
Medical Record Review and Organization
![noun-stakeholder-benefits-4752316-063838.png](https://static.wixstatic.com/media/6b0b63_cd231548b783435987e0fb6b6603520e~mv2.png/v1/fill/w_43,h_43,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-stakeholder-benefits-4752316-063838.png)
Audit Practitioners and Provide Resources
![noun-explain-3764729-063838.png](https://static.wixstatic.com/media/6b0b63_b470102ea35c40479d5493daf8dd974b~mv2.png/v1/fill/w_43,h_43,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/noun-explain-3764729-063838.png)
Facilitate Communication Between Healthcare Team
Contact
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